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Customer Referral Promotion

Terms and Conditions

TERMS AND CONDITIONS (SINGAPORE)

1. This promotion is offered and operated by Western Union Business Solutions (Singapore) Pte. Ltd. (“WUBS”). This promotion runs from 26 January 2021 till 31 December 2021 unless WUBS in its sole discretion decides to withdraw the promotion at an earlier date (the “Term”) pursuant to Clause 10 of these Terms and Conditions.

2. The referring company acknowledges that by participating in this promotion, it is deemed to have accepted these Terms and Conditions.

3. The referring company will receive shopping voucher(s) for each Eligible Referral (as defined below), subject to these Terms and Conditions.

4. In order for the referring company’s referral to be an eligible referral, it must meet all of the following criteria: (a) the referring company must complete all mandatory fields within WUBS’s Referral Form and submit the completed form to WUBS at the email address (sg.marketing@westernunion.com) or fax number (+65) 3158 9881 or submit the completed online referral form (https://business.westernunion.com/en-sg/p/cmp/2020/customer-referral-program) ; (b) the referred company must be a company incorporated in Singapore; (c) the referred company must agree to a face-to-face, virtual, video or telephone meeting with a WUBS representative; (d) before referring to WUBS, the referring company must be aware that referred company has a foreign exchange requirement in relation to making or receiving payments in the course of its business; (e) when WUBS meets with the referred company it determines that the referred company has foreign exchange requirements of at least SGD$80,000 per month; (f) the referred company must not be an existing client of WUBS or sales lead within the WUBS client relationship management system, and (g) the referred company must not be a subsidiary of an existing client of WUBS (an "Eligible Referral").

5. The referring company will receive a SGD$80 Cold Storage shopping voucher ("Referral Reward") for every Eligible Referral during 26 January 2021 to 31 December 2021. The referring company acknowledges that the Cold Storage shopping vouchers may be subject to additional terms and conditions imposed by the operator of the voucher scheme, namely Cold Storage Supermarket.

6. The referring company warrants to WUBS that prior to disclosing the contact details of the referred company to WUBS, that the referring company has obtained the prior consent of the referred company, to being contacted by email and/or phone by WUBS. The referring company further warrants that only the business contact details of representatives of the referred company will be provided to WUBS and specifically that referring company will not provide the referred company’s representative’s personal contacts details. The referring company indemnifies WUBS for any liabilities, expenses, and fines arising from or incurred as a result of the referring company's breach of its obligations set out within this Clause 6.

7. If more than one referring company refers the same referred company to WUBS, only the referring company that makes the first referral of the referred company by submitting the completed Referral Form to WUBS will be entitled to receive the Referral Reward for that Eligible Referral.

8. WUBS reserves the right to inform the referred company that the referring company may receive a Referral Reward in exchange for referring the referred company.

9. The referred company will receive a SGD$80 Cold Storage shopping vouchers when referred company transacts its first trade with Western Union Business Solutions within 6 months after the referring company sign up the referral program. The referring company and the referred company represent and warrant that all of their transactions conducted with Western Union Business Solutions are for a genuine business requirement.

10. WUBS reserves the right to vary, withdraw or alter this program and/or these terms and conditions, any time at its sole and absolute discretion without notice.

11. WUBS's decision regarding this promotion is final and no correspondence will be entered into.

12. These Terms and Conditions are governed by the laws of Singapore and the referring company agrees to be subject to the jurisdiction of the courts of Singapore with respect to any disputes arising out of these Terms and Conditions.

© 2021 Western Union Holdings Inc. All rights reserved. Western Union Business Solutions is a business unit of The Western Union Company. Depending on the nature and scope of the services, services in Singapore are provided by Western Union Business Solutions (Singapore) Pte Ltd (“WUBS Singapore”) and/or WUBS Financial Services (Singapore) Pte Ltd (“WUBS FS Singapore”) (collectively referred to as “WUBS”). WUBS FS Singapore is a capital markets services licence holder for dealing in capital markets products. WUBS Singapore is a Major Payment Institution licence holder authorised by the Monetary Authority of Singapore. All payment services referred to in this communication are offered by WUBS Singapore.

Nothing in this communication is intended or should be construed as an offer to provide services, solicitation, invitation to or inducement to engage in services provided by WUBS, save where the provision of the services by WUBS will not violate or give rise to any requirement under any relevant law, including the laws of Singapore. WUBS has based the opinions expressed herein on information generally available to the public. Nothing in this communication is intended to amount to opinion, recommendation or any other advice on contracts or arrangements for the purpose of foreign exchange trading, whether on a leveraged basis or otherwise. WUBS makes no warranty concerning the accuracy of this information and specifically disclaims any liability whatsoever for any loss arising from trading decisions based on the opinions expressed and information contained herein. Such information and opinions are for general information only and are not intended to present advice with respect to matters reviewed and commented upon. Relations between you and WUBS will be governed by the applicable terms and conditions. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

This communication is not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject WUBS and/or its affiliates to any registration or licensing requirement within such jurisdiction. All material presented herein, unless specifically indicated otherwise, is under copyright to Western Union Holdings, Inc