Western Union Business Solutions Logo

WIN One of Fifty x AU$1,000 Gift Card Vouchers Promotion!

For FI Participants only*

 

TERMS & CONDITIONS

Schedule to Terms & Conditions of entry

 

Promotion name

WIN ONE OF FIFTY x AU$1,000 GIFT CARD VOUCHERS PROMOTION

Eligible States/Territories

National

Promotion period

Start: 22 November 2021 9:00 AM AEST

End: 24 January 2022 11:55 PM AEST

No entries will be accepted outside this time.

Promoter

Western Union Business Solutions (Australia) Pty Ltd

ACN 150 129 749

Level 12, 1 Margaret Street

Sydney NSW 2000

Phone: 02 8585 7000

FI Participants

The FI Participants mean each of the following, severally:

Financial Institution

ABN/Australian Credit Licence No

Fire Services Credit Union Ltd

ABN 17 087 651 152 | AFSL 237515

Auswide Bank Ltd

ABN 40 087 652 060 | AFSL 239686

Northern Inland Credit Union

ABN 36 087 650 422 | AFSL 235 022

Broken Hill Community Credit Union

ABN 12 087 650 762 | AFSL 238020

WAW Credit Union

ABN 48 087 651 787 | AFSL 247298

Community First Credit Union Limited

ABN 80 087 649 938 | AFSL 231204

Family First Credit Union Limited

ABN 39 087 650 057 | AFSL 241068

G&C Mutual Bank Limited

ABN 72 087 650 637 | AFSL  238311

Laboratories Credit Union Limited

ABN 77 087 650 217 | AFSL 240807

Macarthur Credit Union Ltd

ABN 83 087 650 244 | AFSL 239933

Qudos Mutual Limited trading as Qudos Bank

ABN 53 087 650 557 | AFSL 238305

SERVICE ONE Mutual Limited

ABN 42 095 848 598 | AFSL 237879

Australian Military Bank Ltd

ABN 48 087 649 741 | AFSL 237988

Illawarra Credit Union Limited

ABN 14 087 650 771 | AFSL 245576

AMP Bank Limited

ABN 15 081 596 009 | AFSL 234517

Horizon Credit Union Ltd trading as Horizon Bank

ABN 66 087 650 173 | AFSL  240573

Geelong Bank

ABN 74 087 651 456 | AFSL 244351

IMB Ltd trading as IMB Bank

ABN 92 087 651 974 | AFSL 237391

Unity Bank Limited

ABN 11 087 650 315 | AFSL 240399

Police Credit Union Ltd

ABN 30 087 651 205 | AFSL 238991

The Capricornian Limited

ABN 54 087 650 940 | AFSL 246780

Police and Nurses Limited (P & N Bank)

ABN 69 087 651 876 | AFSL 240701

Police Bank Ltd.

ABN 95 087 650 799 | AFSL 240018

Defence Bank Limited

ABN 57 087 651 385 | AFSL 234582

Credit Union SA Ltd

ABN 36 087 651 232 | AFSL 241066

People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd

ABN 11 087 651 125 | AFSL 244310

Central Murray Credit Union Limited

ABN 69 087 651 812 | AFSL 239446

Newcastle Permanent Building Society Limited

ABN 96 087 651 992 | AFSL 238273

First Option Bank Ltd

ABN 95 087 650 735 | AFSL 236509

Eligible entrants

Entry to the Promotion is open to Australian residents in all Eligible States/Territories who fulfils the Method of entry requirements during the Promotion period. 

Entrants aged under 18 years must have the written consent of a parent/guardian to enter the Promotion and must provide same to the Promoter or a relevant FI Participant on request.

Employees of:

·         the Promoter;

·         an FI Participant;

·         suppliers associated with this Promotion (including the competition permit providers, Trade Promotions and Lotteries Pty Ltd (“TPAL”), and prize suppliers),

are ineligible to enter the Promotion.

Details of prizes

There is a total of fifty prizes to be won.

Eligible entrants have the chance to enter a draw to win one of fifty gift card vouchers (“Vouchers”), each valued at AU$1,000.00 (inclusive of GST).

Each prize is subject to any terms and conditions as stipulated by the Voucher’s issuer.

Neither the Promoter or any FI Participant are liable for any prize that has been stolen, forged, lost, damaged or tampered with in any way.

Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash, subject to any written directions from a regulatory authority.

Prior to participation in any event prize, any winner and entrant may be required to sign an indemnity and waiver of liability in favour of the Promoter, an FI Participant and any other involved parties. If an entrant is a minor, the indemnity and waiver of liability must be signed by the entrant’s parent/guardian.

Total number of prizes

Fifty (50)

Total prize value

Total prize pool (inc GST): AU$50,000.00

Method of entry

To automatically enter the Promotion, an Eligible entrant must, during the Promotion period, send an international payment in foreign currency via a telegraphic transfer or receive an inwards telegraphic transfer payment in foreign currency, through one of the following methods, as applicable:

·         an FI Participant’s branch; or

·         processed online through the FI Participant’s online payment system,

but excluding any payments that are sent or received in the Australian denominated currency (AUD) (“Eligible Transaction”). For the avoidance of doubt, drafts and/or foreign cheques are not Eligible Transactions for the purposes of this Promotion.

Each Eligible Transaction must be received in full and credited to a member account of an FI Participant or deducted from a member account of an FI Participant during the Promotion period. Any transaction that falls outside the Promotion period will not be eligible.

An Eligible entrant can win a maximum of one (1) prize in the Promotion (except SA residents).If a member of an FI Participant does not want to be automatically entered into this Promotion, they must inform the Promoter by email to marketing_anz@westernunion.com, or the relevant FI Participant prior to the end of the Promotion period.

Maximum number of entries

Each Eligible entrant will receive one entry into the Promotion per Eligible Transaction. Subject to the Method of entry requirements being satisfied, there is no limit to the number of Eligible Transactions that an Eligible entrant may make during the Promotion period.

Prize draw

A random prize draw will occur, in the presence of an independent scrutineer, at 3:00 PM AEST Monday 31st January 2022.

Location of draw:

Trade Promotions and Lotteries Pty Ltd Level 2, 11 York St
Sydney NSW 2000

Notification of winners

Each winner will be notified via email or phone within 2 business days of the Prize draw.

Public announcement of winners

Each winner of a prize will be published here:

https://business.westernunion.com/en-au/ by Friday 4th February 2022

Unclaimed prize draw

A random unclaimed prize draw will occur, in the presence of an independent scrutineer, 3:00 PM AEST Monday 2nd May 2022

Location of draw:

Trade Promotions and Lotteries Pty Ltd

Level 2, 11 York St

Sydney NSW 2000

Notification of unclaimed prize winners

The unclaimed prize winner will be notified via email or phone within 2 business days of the Unclaimed prize draw.

Public announcement of winners from unclaimed prize draw

Each winner of an unclaimed prize will be published here:

https://business.westernunion.com/en-au/ by Monday 9th May 2022

 Permit reference

Authorised under

NSW Authority TP/01470

SA Permit No.  T21/1780

ACT Permit No. TP 21/01965



Information on how to enter and prize details form part of these terms & conditions (Terms of entry). The Terms must be read in conjunction with the Schedule. The Schedule defines the terminology used in these Terms of entry. Where there is any inconsistency between these Terms and the Schedule, the Schedule prevails.  Participation in this Promotion is deemed acceptance of these Terms of entry.Terms & Conditions of entry

  1. Entry is open only to Eligible entrants who satisfy the Method of entry.
  2. The Promotion will be conducted during the Promotion period.
  3. The Prize is specified in the Details of prizes section of the Schedule. No bonus prizes will be awarded as part of this Promotion unless specified in the Schedule.
  4. The total prize pool is specified in the Total prize value section of the Schedule.
  5. Any prize is valued in Australian dollars unless expressly stated to the contrary.
  6. Eligible entrants are advised that tax implications may arise from their prize winnings and they should seek independent financial advice prior to acceptance of their prize(s). The Promoter and each FI Participant accept no responsibility for any tax implications that may arise from accepting a prize.  Eligible entrants are responsible for any and all expenses that they incur in entering the competition and they will not be reimbursed regardless of whether or not they win the competition.
  7. The Eligible entrants must follow the Method of entry during the Promotion period to enter the Promotion. Failure to do so will result in an invalid entry. Neither the Promoter or the relevant FI Participant will advise an Eligible entrant if their entry is deemed invalid.
  8. The time of entry will be deemed to be the time the entry is received by the Promoter.
  9. The Promoter and each FI Participant accept no responsibility for any late, lost, delayed, incomplete, incorrectly submitted, corrupted, illegible or misdirected entries, claims or correspondence whether due to omission, error, alteration, tampering, deletion, theft, destruction, disruption to any communication network or medium, or otherwise including those entries not received by the Promoter for any reason.  The Promoter and each FI Participant are not liable for any consequences of user error including (without limitation) costs incurred. No correspondence will be entered into.
  10. The prize(s) will be awarded to the valid Eligible entrant(s) drawn randomly in accordance with the Prize draw details. The Promoter may draw additional reserve entries (and record them in order). In the event of an invalid entry by the Eligible Entrant, or if the Eligible entrant is ineligible to accept the prize, the prize will be awarded to the first reserve entry drawn. If the prize cannot be awarded to the Eligible entrant drawn, the Promoter will then continue this process until the prize is awarded.  
  11. A winner does not need to be present at the draw unless expressly stated to the contrary.
  12. The winner(s) will be notified in accordance with the Notification of winners and Notification of unclaimed prize winners (if applicable) sections of the Schedule. Notification to winners will be deemed to have occurred on the later of the time a winner receives actual notification from the Promoter or two business days thereafter. The notification will include details about how the prize(s) can be claimed.
  13. Neither the Promoter nor an FI Participant take any responsibility where they are unable to contact a winner who has not provided correct or complete contact details. If an entrant’s contact details change during the Promotion period, it is the entrant's responsibility to notify the Promoter and the relevant FI Participant. A request to modify any entry information should be directed to the Promoter at marketing_anz@westernunion.com.
  14. It is a condition of accepting the prize that a winner must comply with all the conditions of use of the prize and the prize supplier’s (without limitation, the Voucher issuer) requirements. The prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated.
  15. Each winner’s name and State/Territory of residence will be published in accordance with the Public announcement of winners section of the Schedule (if applicable).
  16. If the prize has not been claimed by the Unclaimed prize draw time and date and subject to any written directions from a State lottery agency, the Promoter may conduct an Unclaimed prize draw in accordance with the Unclaimed prize draw section of the Schedule (if applicable).  In the event the Unclaimed prize draw takes place, the Promoter will attempt to contact a winner of the Unclaimed prize draw in accordance with the Notification of unclaimed prize draw section of the Schedule, and if applicable, the name and State/Territory of residency of any winner of the Unclaimed prize draw will be published in accordance with the section of the Schedule entitled Public announcement of winners from unclaimed prize draw. If a prize is no longer available or it is unfeasible to award, the Promoter may substitute the prize with a prize of higher or equal value subject to any written directions from a regulatory authority.  The Promoter is not allowed to deduct any administrative costs associated with provision of the prize.
  17. To the greatest extent permitted by law, the Promoter and each FI Participant exclude all warranties, representations or guarantees (Warranties) regarding the Promotion and any prizes, including any Warranties which may have been made in the course of advertising or promoting the Promotion. The conduct of the Promotion or the supply of prizes may involve third parties (without limitation, the Voucher issuer), and the Promoter and each FI Participant make no Warranties and disclaim all liability in connection with any such third parties, their acts or omissions. By entering the Promotion, an entrant releases and indemnifies the Promoter and each FI Participant and each of their related bodies corporate (including the officers, employees and agents of each) from and against all actions, penalties, liabilities, claims or demands the entrant may have against the Promoter or an FI Participant or that the Promoter or an FI Participant may incur for any loss or damage which is or may be suffered or sustained as a direct or indirect result of an entrant entering or participating in the Promotion or winning or failing to win a prize, or using or permitting any other person to use the prize, except for any liability which cannot be excluded by law or which would cause any part of this clause to be void or unenforceable.
  18. If despite the foregoing clause, the Promoter or an FI Participant incurs a liability to an entrant under any law which implies a Warranty into these Terms of entry which cannot legally be excluded, the Promoter’s or an FI Participant’s liability in respect of the Promotion is limited, in the Promoter’s discretion, to either resupplying such goods or services as form part of the Promotion, or paying the cost of resupplying those goods or services.
  19. Without limiting any of the foregoing, in no circumstances will an entrant or the Promoter or an FI Participant have any liability to the other for any loss or damage suffered which is indirect or consequential in nature, including without limitation any loss of profit, loss of reputation, loss of goodwill, loss of business opportunity or for any personal injuries suffered or sustained, as a result of entering this Promotion, except for any liability which cannot be excluded by law.
  20. The Promoter and each FI Participant and their associated agencies and companies will not be liable for any delay, damage, or loss in transit of prizes.
  21. The Promoter may in its absolute discretion not accept a particular entry, may disqualify an entry, or cancel the entire Promotion at any time without giving reasons and without liability to any entrants, subject to any written directions from a regulatory authority. Without limiting this, the Promoter reserves the right to verify the validity of entries, prize claims and entrants and to disqualify any entrant who submits an entry or prize claim that is misleading or not in accordance with these Terms of entry or who manipulates or tampers with the entry process. In the event that a winner breaches these Terms of entry, the winner will forfeit the prize in whole and no substitute will be offered. Verification is at the discretion of the Promoter, whose decision is final. If any dispute arises between you and the Promoter concerning the conduct of this competition or claiming a prize, the Promoter will take reasonable steps to consider any facts or evidence you put forward, and to respond to it within a reasonable time. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  22. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash, subject to any written directions from a regulatory authority. Where a prize is unavailable for any reason, the Promoter may substitute the prize for another item of equal or higher value subject to any written directions from a regulatory authority. The Promoter accepts no responsibility for any variation in prize value (including between advertising of the Promotion and receipt of the prize). To redeem the prize, the Voucher must be redeemed within the guidelines of the Voucher issuer. Any ancillary costs associated with redeeming the prize is not included. The prize is subject to any terms and conditions as stipulated by the Voucher issuer to be notified to an entrant. As at the commencement of the Promotion period, the nominated Voucher issuer is True Rewards. Each prize is subject to any terms and conditions as stipulated by the Voucher issuer at https://truerewards.com.au/.
  23. In the case of the intervention of any outside act, agent or event which prevents or significantly hinders the Promoter’s or an FI Participant’s ability (or that of a third-party involved with the Promotion) to proceed with the Promotion on the dates and in the manner described in these Terms of entry, including but not limited to vandalism, natural disasters, acts of God, civil unrest, strike, war, act of terrorism, disease, epidemic or pandemic, the Promoter’s and each FI Participant’s obligations in respect of the Promotion will be suspended for the duration of the event and, in addition, the Promoter may in its absolute discretion cancel the Promotion and recommence it from the start on the same conditions, subject to approval of the relevant authorities.
  24. Entrants agree that the Promoter and the relevant FI Participant can use personal information provided in connection with this Promotion for the purposes of facilitating the conduct or marketing of the Promotion and the awarding of any prizes, including to the Voucher issuer involved in the Promotion and any relevant authorities.
  25. The collection and disclosure of personal information provided in connection with this promotion will be handled in accordance with the Promoter's Privacy statement which adheres to the Privacy Act 1988 (Cth) and Australian Privacy Principles.
  26. The Promotion and these Terms of entry will be governed by the law of the State or Territory in which the Promoter ordinarily resides. Entrants accept the non-exclusive jurisdiction of courts and tribunals of that State or Territory in connection with disputes concerning the Promotion.
  27. Facebook, YouTube, Instagram, Snapchat or any other form of social media may be used to advertise or promote the Promotion. By entering the Promotion, entrants agree that the Promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, YouTube, Instagram, Snapchat or social media provider; and to release Facebook, YouTube, Instagram, or Snapchat or other social media provider from all liability in relation to this Promotion. Any questions, comments or complaints regarding the Promotion should be directed to the Promoter and not Facebook, YouTube, Instagram, Snapchat or other social media provider.