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Western Union Business Solutions is a business unit of The Western Union Company. Western Union Business Solutions (Australia) Pty Limited ABN 24 150 129 749 and AFSL 404092 (“WUBS”) is the issuer of the financial products referred to in this website.

A Product Disclosure Statement is available for each of the financial products that WUBS issues and can be obtained by visiting our compliance and legal web page. Before you decide to acquire a financial product from WUBS you should read and consider the relevant product disclosure statement. Any advice that is provided in this website is general and does not take account of your financial situation, objectives or needs. Because of this before you act on it you should consider its appropriateness having regard to your own objectives, financial situations or needs.

* Transaction fee-free EDGE Network Payment services are available between fully accredited WUBS customers that have registered to use the WU® EDGE platform and are authorised by a WUBS affiliate to access services in USA, Canada, United Kingdom, France, Italy, Austria, Germany, Poland, Czech Republic, Singapore, Hong Kong, Australia and New Zealand. WUBS will apply a foreign currency exchange rate, which includes a margin set by WUBS, whenever a transaction includes a currency conversion. Transaction fees may also apply to transactions other than EDGE Network Payment services.

**WUBS holding balance facility enables you to temporarily hold amounts that you have acquired to make or receive a payment for up to 90 days. Amounts held in a holding balance do not earn interest.