WU RISK SCORE TOOL Step 1 of 3: Get your full report in three easy steps Currency Pair AUD/CNH AUD/JPY AUD/NZD AUD/USD EUR/CAD EUR/CHF EUR/CZK EUR/PLN EUR/USD GBP/AUD GBP/CAD GBP/EUR GBP/USD HKD/CNH NZD/USD USD/CAD USD/CHF USD/CNH USD/HKD USD/MXN USD/SGN Industry Industry Agriculture / Forestry / Fishing / Horticulture Arts and Antiques Audio and Video Equipment Automotive Bank / Credit Union Biotechnology / Life Sciences / Pharmaceutical Bookseller Building / Construction Casinos / Other Wagering Institutions Clothing / Textile and Footwear Consulting / Professional Services Cryptocurrency E-Cigarettes / Tobacco / Vape Energy / Chemical / Fuels Engineering Entertainment Financial and Corporate Services Food and Beverage Freight Forwarder / Marine Services / Ship Management Giftware / Seasonal Products Government / Public Services (including Embassies / Diplomats / Consulates) High Tech / Software / Telecommunications Hospitality Household Goods / Furniture Human Resource (HR) Services Industrial Equipment / Tooling / Machinery Information Technology (IT) (data security / disaster recovery / software) Insurance Jewelry / Accessories / Optical Law Firm / Attorney Manufacturing Marketing Services Media / Publishing Medical / Healthcare Medical Tourism Mining Money Service Business (including payment services) Non-Profit / Charity / Non-Government Organisation (NGO) Online Retail / e-Commerce Payroll Pension Personal Care Products Photography Real Estate / Property (including rental and leasing) Recreational Activities Religious Organisation Retail / Services Security / Safety Sporting Goods / Recreational Products Transport (air / land / sea) Travel / Tourism University / Education Utilities (including water) Waste Management Wine / Liquor Adult Entertainment (including Sexually Explicit Content) Currency Exposure (£) Over how many days? How much hedging do you have (£)? Step 2 of 3: Risk Behaviour questions I prefer cash flow certainty over fx gains hidden Strongly Agree Agree No Strong Opinion Disagree Strongly Disagree Flexibility is more important to me than protection hidden Strongly Agree Agree No Strong Opinion Disagree Strongly Disagree Market movement drives my trading decisions more than a set strategy hidden Strongly Agree Agree No Strong Opinion Disagree Strongly Disagree Which of the following do you most associate with currency fluctuations? hidden Threat Challenge Opportunity On what basis do you set your budget rate? hidden Existing contracts and a very conservative estimate of future rates and sales Expected price of goods/ services bought/sold less a few percent to be safe The spot rate / independent forecasts at the time the rate is set Our opinion of where rates will go. It could be above the market at the time it's set We don’t have a budget rate/ our rate changes depending with the market How closely do you follow the financial markets? hidden I follow them daily Frequently at work, and an occasional interest outside of work I dip in and out I know what I need to do my job and that's it Not interested What do you measure the success of your hedges against? hidden My budget rate My target rate The market How would you describe your approach to hedging? hidden I don't currently hedge I always seek to protect my budget rate. FX gains are secondary I like to protect my budget rate, but benefitting from favourable rate moves is also important I usually work to a more ambitious target rate than the budget rate I'm happy to take on FX risk and try to outperform the market as much as I can Step 3 of 3: Fill out the form below to get your report First Name Last Name Job Title Company Business Email Country Afghanistan Aland Islands Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bonaire, Saint Eustatius and Saba Bosnia and Herzegovina Botswana Bouvet Island Brazil British Indian Ocean Territory British Virgin Islands Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Christmas Island Cocos Islands Colombia Comoros Cook Islands Costa Rica Croatia Cuba Curacao Cyprus Czech Republic Democratic Republic of the Congo Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands Faroe Islands Fiji Finland France French Guiana French Polynesia French Southern Territories Gabon Gambia Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guernsey Guinea Guinea-Bissau Guyana Haiti Heard Island and McDonald Islands Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Isle of Man Israel Italy Ivory Coast Jamaica Japan Jersey Jordan Kazakhstan Kenya Kiribati Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macao Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mayotte Mexico Micronesia Moldova Monaco Mongolia Montenegro Montserrat Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Mariana Islands Norway Oman Pakistan Palau Palestinian Territory Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Poland Portugal Puerto Rico Qatar Republic of the Congo Reunion Romania Russia Rwanda Saint Barthelemy Saint Helena Saint Kitts and Nevis Saint Lucia Saint Martin Saint Pierre and Miquelon Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Serbia and Montenegro Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa South Georgia and the South Sandwich Islands South Korea South Sudan Spain Sri Lanka Sudan Suriname Svalbard and Jan Mayen Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tokelau Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks and Caicos Islands Tuvalu U.S. Virgin Islands Uganda Ukraine United Arab Emirates United Kingdom United States United States Minor Outlying Islands Uruguay Uzbekistan Vanuatu Vatican Venezuela Vietnam Wallis and Futuna Western Sahara Yemen Zambia Zimbabwe Telephone Afghanistan Aland Islands Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bonaire, Saint Eustatius and Saba Bosnia and Herzegovina Botswana Bouvet Island Brazil British Indian Ocean Territory British Virgin Islands Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Christmas Island Cocos Islands Colombia Comoros Cook Islands Costa Rica Croatia Cuba Curacao Cyprus Czech Republic Democratic Republic of the Congo Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands Faroe Islands Fiji Finland France French Guiana French Polynesia French Southern Territories Gabon Gambia Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guernsey Guinea Guinea-Bissau Guyana Haiti Heard Island and McDonald Islands Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Isle of Man Israel Italy Ivory Coast Jamaica Japan Jersey Jordan Kazakhstan Kenya Kiribati Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macao Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mayotte Mexico Micronesia Moldova Monaco Mongolia Montenegro Montserrat Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Mariana Islands Norway Oman Pakistan Palau Palestinian Territory Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Poland Portugal Puerto Rico Qatar Republic of the Congo Reunion Romania Russia Rwanda Saint Barthelemy Saint Helena Saint Kitts and Nevis Saint Lucia Saint Martin Saint Pierre and Miquelon Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Serbia and Montenegro Seychelles Sierra Leone Singapore Sint Maarten Slovakia Slovenia Solomon Islands Somalia South Africa South Georgia and the South Sandwich Islands South Korea South Sudan Spain Sri Lanka Sudan Suriname Svalbard and Jan Mayen Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Togo Tokelau Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks and Caicos Islands Tuvalu U.S. Virgin Islands Uganda Ukraine United Arab Emirates United Kingdom United States United States Minor Outlying Islands Uruguay Uzbekistan Vanuatu Vatican Venezuela Vietnam Wallis and Futuna Western Sahara Yemen Zambia Zimbabwe I agree to receive communications about Western Union Business Solutions and third party products and services from Western Union Business Solutions by email. I understand I can opt out at any time. View our Online Privacy Statement. Contact our Data Protection Officer by email: wubsprivacy@westernunion.com Continue