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Adopting a hedging strategy can help protect your profits


Find out how   Speak with a Currency Risk Specialist

Manage the risk of foreign payables and receivables

You don't have to be at the mercy of the currency market. Our risk management solutions offer hedging for businesses and organizations of every size.

Know your risk

Gain visibility into currency exposures and forecast cash flow.

Pay invoices in foreign currencies

Quickly buy or sell foreign currency online to settle invoices around the world.

Minimize costs

Avoid unnecessary currency conversion and costs using cross-currency payments.

Protect against currency volatility

Lock-in a currency rate for up to 12 months to protect against adverse currency changes.

Hold money in foreign currencies

Hold money in over 40 currencies for up to 90 days. No foreign bank accounts needed.

Bottom line protection

Use currency options to manage risk and capitalize on favorable exchange rate shifts.*

Make the most of your money

Strategically trigger foreign payments to happen when exchange rates are favorable.

How to manage your currency exposure

There are a range of tools available to help you protect your profit margins and smooth out cash flow.

Forwards: Certainty in volatile markets

Forward Contracts allow you to lock in an FX rate for a future date, so you can secure margins even if the market moves. If you book a Forward Contract and the spot market ends up moving in your favour, you cannot participate in the more favourable spot market. You are locked in for your fixed amount, at the fixed rate, for the fixed date.

Market Orders: Deal when the time is right

Help secure a target exchange rate by taking advantage of our 24 hour market monitoring facility. We watch the markets on your behalf, even while you’re sleeping, and notify you if your target rate is reached.

Options: Protect and participate

Option Contracts provide protection from adverse market developments, and give you the opportunity to participate in favourable moves. The drawback of an option is that you typically must agree to a protection rate that is less favourable than the current market forward rate, in exchange for the potential participation you might achieve.

What's your risk management strategy?

Speak to one of our currency risk specialists to find out how our products can help you protect your bottom line from currency fluctuations.


*Legal Disclaimer: Western Union Business Solutions (“WUBS”) is the issuer of the products discussed herein and would be a counterparty to any transaction you undertake with us. WUBS is not registered with the Commodity Futures Trading Commission as a Commodity Trading Advisor, as a Swap Dealer, or in any other capacity. WUBS is not a member of the National Futures Association. Protections that would otherwise be available under the Commodity Exchange Act, the rules of the Commodity Futures Trading Commission, or the rules of the National Futures Association will not be available to you in connection with your relationship with or transactions with WUBS. Customers may be required to meet certain eligibility requirements in order to enter into foreign exchange transactions with WUBS. You should use your independent judgment and consult with your own independent advisors in evaluating whether to enter into a transaction with WUBS.